There are many companies involved in the environmental contracting business, meaning they deal with pollution but don’t necessarily have the Professional Liability exposure that comes with the assessments, remedial planning, and project management side of the business. Asbestos removal contractors, excavation companies working contaminated sites and vac truck operators spreading drilling fluids in the oil patch are all great examples.

There are now combined form policies available which provide CGL and Pollution, but without having to buy the Errors and Omissions coverage. Some insurers now will even throw in a small E&O limit for free on these policies, just in case a claim ever arises in a “grey” area and Professional Negligence is alleged. The point is, the insurance industry is evolving to meet the needs of your sector, with new products being launched all the time.

Please contact us to discuss solutions which fit your organization.